SBI bank is the oldest and largest PSU bank in India with a market cap of ₹ 5,49,800.71 Cr. State Bank of India is a Fortune 500 company. It is an Indian Multinational, Public Sector banking and financial services statutory body headquartered in Mumbai.
In this article, we are going to do a fundamental analysis of SBI Bank and we will also discuss the SBI Bank share price target for 2025 2030 2040, and 2050.
We are going to analyze the different websites and then we are going to predict the price based on the stock’s previous performance and company balance sheet.
Key Point
- SBI Bank’s annual growth is 16.32%.
- In the past 3 years, the SBI Bank has given a return of 239.44%
- The past 5-year returns are 114%.
Nowadays most people are opening demat accounts but they don’t have much knowledge about investing. Through this article, we are going to guide you on how you can find better stock for the investment.
SBI Bank Overview
State Bank of India (SBI) is India’s largest public sector bank offering a wide range of personal, commercial, investment, and digital banking products and services.
Established in 1806, SBI today operates one of the largest networks of over 22,000 branches across India with over 150 overseas offices servicing customer needs across geographies.
SBI provides a full suite of banking products covering current accounts, savings accounts, fixed and recurring deposits, home loans, vehicle loans, personal loans, loans against property, MSME loans, corporate loans, investment solutions, credit cards, forex, and more.
It also offers specialized services in wealth management, life insurance, general insurance, and asset management by leveraging synergies with group companies like SBI Life Insurance, SBI General Insurance, SBI Funds Management, and SBI Cards.
On the digital side, SBI constantly upgrades its internet and mobile banking offerings with the latest technology features for convenient banking including payments, investments, chatbots, and more. YONO SBI is a digital one-stop platform bringing integrated services on a single app.
Being India’s largest lender since 1969, SBI plays a pivotal role in disbursing government-sponsored schemes, channeling credit for infrastructure projects, and boosting financial inclusion. It has the biggest deposit franchise, largest mortgage portfolio, and significant market shares across products that provide economies of scale.
With robust loan growth, stable margins, improving asset quality, and a strong deposit franchise, SBI is poised for healthy performance as the Indian economy picks up growth post-pandemic. The bank remains committed to prudent financial practices and maximizing value creation for all stakeholders.
If we calculate SBI Bank’s share return, the past 1 month’s returns are 8.12% and the past 3 months’ returns are 6.53%. and the past 1 year’s return is 15.70%. If we expect the same return till 2025 the stock price could reach Rs 800.
The expected share price of SBI Bank till 2030 is 1318.24. These are expected prices based on the company’s previous return and how the company manages its balance sheet.
If you look at the company’s 10-year return is 249.08%. SBI Bank’s share price target in 2040 is Rs 2300.
SBI Bank’s ROE over the past 3 years is 13%. And compounding sales of the first 3 years is 9% and the past 5 years is also 9% but the companies making a good profit pause 3 years compounded profit is 51% and past 5 years is 58%. If the companies improve their sales and their profit then the share price in 2050 could be reached Rs 4000.
| Years | SBI Bank Share Price Target |
| 2025 | Rs 800 |
| 2030 | Rs 1318.2 |
| 2040 | Rs 2300 Approx |
| 2050 | Rs 4000 Approx |
How to Buy SBI Stock?
For buying a stock you need to open a Demat account with any broker.
- Zerodha
- Kotak Securities
- Dhan
- Angel One
- Fyers
| Broker | Brokerage Charges | Account Opening Fee | Trading Platforms | Other Features |
|---|---|---|---|---|
| Zerodha | Zero for delivery; Rs 20/trade for others | Nil | Kite, Zerodha Web | One of the lowest brokerage charges in India; excellent trading platform; good customer support |
| Upstox | Rs 20/trade | Nil | Upstox Pro, Upstox Web | Low brokerage charges; good trading platform; user-friendly app |
| Angel Broking | Rs 20/trade | Nil | Angel One, Angel Broking Web | Good trading platform; good customer support; offers a variety of investment products |
| India Infoline (IIFL) | 0.50% | Nil | IIFL Markets, IIFL Direct | Offers a variety of investment products; good customer support; has a long history in the industry |
| Sharekhan | Rs 20/trade | Nil | Sharekhan 365, Sharekhan Web | Good trading platform; offers a variety of investment products; has a long history in the industry |
| Motilal Oswal | Rs 25/trade | Nil | MO Investor, MO Web | Offers a variety of investment products; good customer support; has a long history in the industry |
| ICICI Direct | Rs 20/trade | Nil | ICICIDirect.com, ICICIDirect Mobile | Offers a variety of investment products; good customer support; one of the most popular brokers in India |
| HDFC Securities | Rs 20/trade | Nil | HDFC Securities, HDFC Securities Web | Offers a variety of investment products; good customer support; one of the most popular brokers in India |
| Kotak Securities | Rs 20/trade | Nil | Kotak Securities, Kotak Securities Web | Offers a variety of investment products; good customer support; one of the most popular brokers in India |
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SBI Bank Strengths and Weaknesses
Strength
- FII has increased its holding by 0.47%.
- SBI bank delivers a good profit growth of 58%
- Company net profit is really good growth.
Weaknesses
- Promoter reduce their holding by 0.02%
- Mutual funds have also decreased their holding by 0.37%.
- Company revenue growth is lower than the industry average.
| Expert | Updated Date | SBI Target |
| Motilal Oswal | 17 Jun 2023 | Rs 700 |
| LKP Securities Limited | 23 May 2023 | Rs 743 |
| Motilal Oswal | 18 May 2023 | Rs 700 |
| Sharekhan | 19 May 2023 | Rs 770 |
| HDFC Securities | 19 May 2023 | Rs 732 |
| ICICIdirect.com | 04 Feb 2023 | Rs 700 |
According to the money control website, 13 investors have their views out of the third investor 87% as a buy call.
According to the Trading view
According to the trading view, 41 analysts have given the stock rating of the State Bank of India in the past 3 months. 36 is a strong by 3 as a means 39% by only 2 has hold and the target they suggest for one year is Rs 800.
According to the Economics Time website
41 Ananlysit have their review 39 of them as a bite to as a hold.
Conclusion
SBI Bank is the largest PSU bank in India and one of the oldest banks in India. Most of the brokers are bullish on the stock. We also discuss the stock’s Pros and cons.
This article is for Educational purpose .Do not invest on behalf of information provided in the article. Please consult an expert before making decisions We are not SEBI registered advisor .
FAQ
What is the P/E ratio of SBI Bank?
SBI Bank’s P/E ratio is 9.88
Is SBI Bank good in investment for the long term?
Yes, the stock has good profitability and a track record.
What is the risk associated with Sbi Bank?
The risk involved market risk, global Market conditions, and RBI policy.
What will be the stock price in 2025?
SBI bank’s stock price target in 2025 is Rs 800
What will be SBI stock prices after 5 years?
After 5 years SBI’s stock price is Rs 1100
Is SBI Bank a debt-free company?
Yes, SBI has a Debt of ₹ 49,89,687 Cr.
What is FII holding In SBI Bank?
FII has increased holding now in June 2023 is 10.36%.